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Social Security and Disability

The Social Security disability insurance program pays benefits under two programs:

The Social Security disability (SSD) insurance program pays benefits to you and certain family members if you have worked long enough and have paid Social Security taxes for the required number of quarters. If you qualify for SSD, the Social Security Administration will calculate your monthly benefit based upon your contributions. SSD recipients are also entitled to Medicare

The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources and have not made sufficient contribution to qualify for SSD. SSI recipients are entitled to Medicaid

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SSI benefits also are payable to people 65 and older without disabilities who meet the financial qualifications

To decide whether you are disabled, Social Security uses a step-by-step process to determine if you are disabled. If you have a ‘listed impairment’ (a condition that Social Security determines is automatically disabling, e.g., blindness) you will be entitled to Social Security disability. If you do not have a listed impairment, the Social Security Administration will make a determination as to disability based upon age, education, nature of the disability and other vocational factors.

If you are denied benefits on your initial application, you have 60 days to file for appeal (‘Reconsideration’). Ultimately, you may have your case heard before a social security judge.

Social Security law is complex; at Hoffman, Larin and Agnetti, PA we offer a free consultation so that you can learn your rights. There are no fees for representation before the Social Security Administration in disability claims, unless we win. We have offices in Dade, Broward and Monroe Counties for your convenience.