8.10.25 Update: The New York Times published an investigation, “Every Eight Minutes: Uber’s Alarming Sexual Violence Problem,” addressing the lack of corporate responsiveness to this ongoing crisis. If you or anyone you know has been subjected to this behavior from any ride-share company, call our office @ 305-653-5555 or text us at 305-653-1515 24/7. Let us put our 40 years of experience to use, protecting you and your family.
From Fort Lauderdale’s nightlife to Key West sunsets, rideshare apps like Lyft and Uber are part of daily life in South Florida. But when a ride ends in a crash, many riders learn the hard way: convenience comes with hidden risks — and rideshare insurance isn’t always as simple as they claim.
At Hoffman, Larin & Agnetti, P.A., we’ve seen how these billion-dollar companies protect themselves at your expense. Here’s what every South Florida rider — or driver — needs to know to avoid getting stuck with medical bills after a Lyft or Uber accident.
Why South Florida is a Perfect Storm for Rideshare Accidents
Tourists, late-night bar crowds, cruise ship pickups, and congested highways, such as I-95 and A1A, create hazardous conditions. Add rushed drivers chasing more fares — and you’ve got a recipe for disaster.
Who Pays After a Rideshare Crash?
Rideshare insurance is complicated:
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App Off? Only the driver’s personal policy applies.
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App On, No Passenger? Limited coverage may apply.
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Passenger On Board? The $1 million policy could kick in — but it depends.
These cases get messy fast, especially with Florida’s high rate of uninsured drivers.
Protect Yourself: Steps You Must Take
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Report the accident to Lyft/Uber and the police — immediately.
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Get medical care — don’t wait to “see how you feel.”
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Document everything: screenshots, driver info, photos.
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Never accept a quick settlement without talking to an experienced lawyer.
Why Local Experience Matters
Uber and Lyft have lawyers and adjusters ready to limit payouts. We know the tricks, and we fight to get our clients every dollar they deserve.
Injured in a rideshare accident in Miami, Broward, or the Keys? We’re here 24/7. No fee unless we win.
📞 Call 305-653-5555 | 📱 Text 305-653-1515 | 💻 [email protected]
Hoffman, Larin & Agnetti, P.A. — Fighting for South Florida victims for 40+ years.
