The state of the American economy and the financial state of its citizens continues to be a topic that is ever present in the news. While media outlets seem to be reporting a gradual improvement in the U.S. economy, many individuals are still feeling the financial strain of the recession in significant ways, from credit card and to student loan debt to wage garnishment and car loans and everything in between. For many, the hardship is felt most noticeably and pressingly in their home loans and monthly mortgage payments.Read More