In the current economy, many people may be relying too heavily on credit cards to meet their basic needs. Many credit card holders face the reality of only making the minimum payment every month, a situation that has bleak consequences. What is worse is that many people cannot afford to make a payment at all. For those individuals, it may be tempting to ignore the credit card debt; but, rest assured, it will not go away on its own. A recent article warned of the dangers of failing to make payments on credit card balances all together, and the potential consequences of choosing to do so.