If you owe substantial amounts of money to a creditor, you may be facing a potential wage garnishment. Some people mistakenly believe that if their wages are garnished, they will be left with virtually nothing to sustain themselves financially. That is not the case.
Wage Garnishment Defined
The United States Department of Labor defines wage garnishment as any legal or equitable procedure through which some portion of a person’s earnings is required to be withheld by an employer for the payment of a debt. Most garnishments are made by court order, wherein a sheriff serves a “writ” to the person’s employer.