Social Security Disability Benefits
Social Security Disability (SSD) benefits can be a lifeline for those who need them. While it is not pleasant to think about, the reality is that the average 20-year-old worker has about a 1-in-4 chance of becoming disabled before he or she reaches retirement age.
If disability strikes, Social Security Disability Insurance (SSDI) can often offer critical financial protection. The program is designed to protect American workers and their families should an eligible worker experience a disability or illness that is expected to prevent substantial work for at least 12 months or result in death.
SSD benefits can play a critical role in boosting the economic security of those who receive it, and for 8 out of 10 individuals who receive SSD benefits, it is their main or only source of income.